Share Calculator

  1. Choose your portion: The Annual Household Portion (AHP) is the dollar amount a household pays toward their eligible medical bills during a 12-month period before any eligible bill may be shared among members. 
  2. Find your share monthly amount: The share amount is the total of the monthly share contribution, including the administrative portion. The healthy monthly share is for members who meet certain health standards*. Learn more and apply for the Health Incentive discount.

Next: How Do I Join?

*Conditions Apply. You may qualify for the healthy monthly share amount, however, the Health Incentive Discount will not be applied until after your first month of sharing.

The $1,000 AHP is only available to unmarried individuals 18-29 years old.

One-Time Fees
Medi-Share applicants pay a one-time, non-refundable $50 application fee. New members pay a one-time $120 member fee that is paid with the first monthly share payment (does not apply to Senior Assist members). There is also a one-time fee of $2 for setting up your sharing account.

Share Amount Details

+ Standard Monthly Share

Standard Monthly Share amount is the total of the monthly share contribution toward medical bills and the administrative portion. A separate fee of $2 for your sharing account will also appear on the monthly share notice. 

+ Healthy Monthly Share

Healthy Monthly Share is the reduced monthly share amount (up to 20%) for households who meet the Health Incentive standards, which are determined based on waist measurement, BMI and blood pressure. You may apply and qualify for the Health Incentive during the application process, however, the health incentive cannot be applied until after your first month of sharing. Health Partners do not qualify for the Health Incentive.

+ Annual Household Portion (AHP)

Annual Household Portion (AHP) is the dollar amount that a household must pay toward their eligible medical bills during a 12-month period before their bills can be shared among members. Once the annual household portion level is met, 100% of eligible medical bills will be published for sharing.  The $1,000 and $1,750 AHP levels do not include sharing of maternity.

+ Health Partner Program

Health Partner Program - In some cases certain health conditions (like high cholesterol, excess weight, or diabetes) qualify applicants for our mandatory Health Partner program, which includes an additional fee.

+ Administrative Portion

The Standard Monthly Share Amount includes the Administrative Portion which is the dollar amount of the monthly share that is transferred to CCM for the payment of its administrative expenses.

If you would like more information please call 800-772-5623 or you can Request a free information package . Only non-smoker, U.S. legal residents can apply.
Current Members

Effective July 1, 2018, the AHP levels are changing and are reflected in the options chart below.

Find your share amount below, using the new AHP level, which is your current level + $500.

Your AHP level will remain unchanged until your next effective date. At that time, it will change to the new level.

You can change your current AHP level one time with no fee, however, your AHP resets to $0 with every change. Login to your Member Center to change your AHP.

Become a Member of Christian Care Ministry and explore the benefits of Medi-Share!